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West Virginia
Insurance Guide

I'm looking for:

Auto Health

70% of the population are licensed drivers

Average Miles Driven

10,200

Per Year

1.9M

Approx. total population of the state

Rank In Average Cost

15

State Minimum Liability

$20,000Per Person

$40,000Per Accident

$10,000Property Damage

Insurance Cost

State Average

$847

National Average

$783

Fun Facts

Largest Cities

Charleston, Huntington, Parkersburg

Attractions

Capitol Music Hall, Snowshoe Mountain, The Town of Harpers Ferry

State Laws

  • At-fault State
  • Ban on handheld cell phone use for all drivers
  • Ban on cell, handheld and hands-free phones for novice drivers
  • Ban on texting for all drivers

Insurance Reference Guides

Where you live may affect your coverage options. Our reference guide will assist you in finding plans available in your state.

Insurance Terms Glossary

From "absolute liability" to "written premiums," we've done the work for you to define commonly used insurance terms.

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