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Rhode Island
Insurance Guide

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Auto Health

71% of the population are licensed drivers

Average Miles Driven


Per Year


Approx. total population of the state

Rank In Average Cost


State Minimum Liability

$25,000Per Person

$50,000Per Accident

$25,000Property Damage

Insurance Cost

State Average


National Average


Fun Facts

Largest Cities

Providence, Warwick, Cranston


Block Island, Newport Cliff Walk, The Breakers, Newport

State Laws

  • At-fault State
  • Ban on cell, handheld and hands-free phones for novice drivers
  • Ban on texting for all drivers

Insurance Reference Guides

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Insurance Terms Glossary

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