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Rhode Island
Insurance Guide

I'm looking for:

Auto Health

71% of the population are licensed drivers

Average Miles Driven

7,500

Per Year

1.0M

Approx. total population of the state

Rank In Average Cost

8

State Minimum Liability

$25,000Per Person

$50,000Per Accident

$25,000Property Damage

Insurance Cost

State Average

$1,035

National Average

$783

Fun Facts

Largest Cities

Providence, Warwick, Cranston

Attractions

Block Island, Newport Cliff Walk, The Breakers, Newport

State Laws

  • At-fault State
  • Ban on cell, handheld and hands-free phones for novice drivers
  • Ban on texting for all drivers

Insurance Reference Guides

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Insurance Terms Glossary

From "absolute liability" to "written premiums," we've done the work for you to define commonly used insurance terms.

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