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Insurance Guide

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Auto Health

69% of the population are licensed drivers

Average Miles Driven


Per Year


Approx. total population of the state

Rank In Average Cost


State Minimum Liability

$25,000Per Person

$50,000Per Accident

$25,000Property Damage

Insurance Cost

State Average


National Average


Fun Facts

Largest Cities

Columbus, Cleveland, Cincinnati


Cedar Point Amusement Park/Resort, Cleveland Museum of Art, Rock and Roll Hall of Fame Museum

State Laws

  • At-fault State
  • Ban on cell and handheld phones for novice driver
  • Ban on texting for all drivers

Insurance Reference Guides

Where you live may affect your coverage options. Our reference guide will assist you in finding plans available in your state.

Insurance Terms Glossary

From "absolute liability" to "written premiums," we've done the work for you to define commonly used insurance terms.

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