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North Dakota
Insurance Guide

I'm looking for:

Auto Health

68% of the population are licensed drivers

Average Miles Driven


Per Year

< 1M

Approx. total population of the state

Rank In Average Cost


State Minimum Liability

$25,000Per Person

$50,000Per Accident

$25,000Property Damage

Insurance Cost

State Average


National Average


Fun Facts

Largest Cities

Fargo, Bismarck, Grand Forks


Theodore Roosevelt National Park, Fort Mandan Overlook State Historic Site, Maah Daah Hey Trail

State Laws

  • Not an at-fault state
  • Ban on cell and handheld phones for novice driver
  • Ban on texting for all drivers

Insurance Reference Guides

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Insurance Terms Glossary

From "absolute liability" to "written premiums," we've done the work for you to define commonly used insurance terms.

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