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North Dakota
Insurance Guide

I'm looking for:

Auto Health

68% of the population are licensed drivers

Average Miles Driven

13,000

Per Year

< 1M

Approx. total population of the state

Rank In Average Cost

48

State Minimum Liability

$25,000Per Person

$50,000Per Accident

$25,000Property Damage

Insurance Cost

State Average

$576

National Average

$783

Fun Facts

Largest Cities

Fargo, Bismarck, Grand Forks

Attractions

Theodore Roosevelt National Park, Fort Mandan Overlook State Historic Site, Maah Daah Hey Trail

State Laws

  • Not an at-fault state
  • Ban on cell and handheld phones for novice driver
  • Ban on texting for all drivers

Insurance Reference Guides

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Insurance Terms Glossary

From "absolute liability" to "written premiums," we've done the work for you to define commonly used insurance terms.

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