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North Dakota
Insurance Guide

I'm looking for:

Auto Health

68% of the population are licensed drivers

Average Miles Driven

13,000

Per Year

< 1M

Approx. total population of the state

Rank In Average Cost

48

State Minimum Liability

$25,000Per Person

$50,000Per Accident

$25,000Property Damage

Insurance Cost

State Average

$576

National Average

$783

Fun Facts

Largest Cities

Fargo, Bismarck, Grand Forks

Attractions

Theodore Roosevelt National Park, Fort Mandan Overlook State Historic Site, Maah Daah Hey Trail

State Laws

  • Not an at-fault state
  • Ban on cell and handheld phones for novice driver
  • Ban on texting for all drivers

Insurance Reference Guides

Where you live may affect your coverage options. Our reference guide will assist you in finding plans available in your state.

Insurance Terms Glossary

From "absolute liability" to "written premiums," we've done the work for you to define commonly used insurance terms.

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