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Michigan
Insurance Guide

I'm looking for:

Auto Health

71% of the population are licensed drivers

Average Miles Driven

9,500

Per Year

9.9M

Approx. total population of the state

Rank In Average Cost

7

State Minimum Liability

$20,000Per Person

$40,000Per Accident

$10,000Property Damage

Insurance Cost

State Average

$1,049

National Average

$783

Fun Facts

Largest Cities

Detroit, Grand Rapids, Warren

Attractions

Mackinac Island, Comerica Park, Henry Ford Museum

State Laws

  • Not an at-fault state
  • Ban on cell phone use for novice drivers
  • Ban on texting for all drivers

Insurance Reference Guides

Where you live may affect your coverage options. Our reference guide will assist you in finding plans available in your state.

Insurance Terms Glossary

From "absolute liability" to "written premiums," we've done the work for you to define commonly used insurance terms.

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