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Hawaii
Insurance Guide

I'm looking for:

Auto Health

63% of the population are licensed drivers

Average Miles Driven

7,300

Per Year

1.4M

Approx. total population of the state

Rank In Average Cost

27

State Minimum Liability

$20,000Per Person

$40,000Per Accident

$10,000Property Damage

Insurance Cost

State Average

$735

National Average

$783

Fun Facts

Largest Cities

Honolulu, Hilo, Kailua

Attractions

Hawaii Volcanoes National Park, Hanauma Bay Nature Preserve, Diamond Head State Monument

State Laws

  • Not an at-fault state
  • Ban on handheld cell phone use for all drivers
  • Ban texting for all drivers

Insurance Reference Guides

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Insurance Terms Glossary

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