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Insurance Guide

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Auto Health

75% of the population are licensed drivers

Average Miles Driven


Per Year


Approx. total population of the state

Rank In Average Cost


State Minimum Liability

$25,000Per Person

$50,000Per Accident

$15,000Property Damage

Insurance Cost

State Average


National Average


Fun Facts

Largest Cities

Denver, Colorado Springs, Aurora


Garden of the Gods, Mesa Verde National Park, Vail Ski Resort

State Laws

  • At-fault State
  • Ban on use of electronic wireless device including hands-free while driving for drivers under 18
  • Ban on texting, emailing and twittering for all drivers

Insurance Reference Guides

Where you live may affect your coverage options. Our reference guide will assist you in finding plans available in your state.

Insurance Terms Glossary

From "absolute liability" to "written premiums," we've done the work for you to define commonly used insurance terms.

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