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Insurance Guide

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Auto Health

67% of the population are licensed drivers

Average Miles Driven


Per Year


Approx. total population of the state

Rank In Average Cost


State Minimum Liability

$25,000Per Person

$50,000Per Accident

$25,000Property Damage

Insurance Cost

State Average


National Average


Fun Facts

Largest Cities

Little Rock, Fort Smith, Fayetteville


Arkansas Arts Center, Hot Springs National Park, Magic Springs and Crystal Falls Water and Theme Park

State Laws

  • At-fault State
  • Ban on the use of handheld phones for drivers 18-20
  • Ban on cell phone use for novice and school bus drivers
  • No texting for all drivers

Insurance Reference Guides

Where you live may affect your coverage options. Our reference guide will assist you in finding plans available in your state.

Insurance Terms Glossary

From "absolute liability" to "written premiums," we've done the work for you to define commonly used insurance terms.

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