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Alabama
Insurance Guide

I'm looking for:

Auto Health

76% of the population are licensed drivers

Average Miles Driven

13,500

Per Year

4.8M

Approx. total population of the state

Rank In Average Cost

37

State Minimum Liability

$25,000Per Person

$50,000Per Accident

$25,000Property Damage

Insurance Cost

State Average

$659

National Average

$783

Fun Facts

Largest Cities

Birmingham, Montgomery, Mobile

Attractions

US Space & Rocket Center, Cheaha State Park, USS Alabama Battleship Memorial Park

State Laws

  • At-fault State
  • Alabama has enacted a ban on all cell phone use (handheld and hands-free) for novice drivers
  • No texting for all drivers

Insurance Reference Guides

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Insurance Terms Glossary

From "absolute liability" to "written premiums," we've done the work for you to define commonly used insurance terms.

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