Homeowner’s insurance covers some types of water damage, but not all. For instance, if a windstorm caused a tree limb to fall onto your living room window and allowed rain to come in and damage your furniture, walls and floors, this type of water damage would likely be covered by your homeowner’s policy. But if […]
A Catastrophic health insurance policy is all you need—if you hardly ever use it. Deductibles are high and premiums are low. To be eligible you must be: Under the age of 30, OR Be eligible for a hardship exemption How Catastrophic Health Insurance Works Think of it as a health back-up plan. You’re young and […]
For many American seniors, Medicare is a blessing. But for some it can be a curse instead, with rulings that don’t always make sense to you or your doctor. Fortunately, you can appeal Medicare decisions several times if necessary. According to the Medicare Rights Center, 80 percent of Medicare Part A (hospital care) appeals, and […]
Before you buy homeowners insurance for the house you are purchasing, ask questions. A common one is: Does homeowners insurance cover theft? The answer: Typically, homeowners insurance covers property theft and damage after someone breaks in and steals your personal property. But, as is true of many insurance policies, there are nuances to consider. Types […]
Where you live may affect your coverage options. Our reference guide will assist you in findoing plans available in your state.
From "absolute liability" to "written premiums," we've done the work for you to define commonly used insurance terms.
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