Whether your ideal vacation getaway is at the beach, in the mountains, or lakeside, your second home is a fun place to relax and enjoy your downtime. The National Association of Realtors estimates there are 5.1 million vacation homes in the US, and this number has been steadily rising since the late 1980s. A vacation […]

Homeowner’s insurance covers some types of water damage, but not all. For instance, if a windstorm caused a tree limb to fall onto your living room window and allowed rain to come in and damage your furniture, walls and floors, this type of water damage would likely be covered by your homeowner’s policy. But if […]

Before you buy homeowners insurance for the house you are purchasing, ask questions. A common one is: Does homeowners insurance cover theft? The answer: Typically, homeowners insurance covers property theft and damage after someone breaks in and steals your personal property. But, as is true of many insurance policies, there are nuances to consider. Types […]

If you have homeowners insurance it likely includes something called medical payments coverage, which is different than the liability portion of the policy. It has a relatively low payout and covers injuries accidently sustained by visitors on your property, regardless of who is at fault. Medical Payments Coverage Besides covering damages due to events like […]